PAYMENT PROVIDERS

Accurate data to help assess merchant risk and engage the right prospects

From gross processing volumes to credit risk data, Enigma provides payments providers with a clear view into the financial health & identity of a business — and helps empower better decision-making across various use cases.

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MERCHANT RISK

Streamline your KYB and onboarding process & better assess long-term risk

Enigma instantly verifies 1.5x more businesses than any other data provider and offers a view into:

  • Gross processing volumes
  • Revenue growth trends
  • Average ticket size
  • Online vs. offline transactions
  • Sub-industries data (equivalent to MCC code)
Chart of example business showing average transaction size, revenue, and growth chart.
CUSTOMER ACQUISITION

Find the merchants that are right for your network

Enrich your existing database or build custom lists of merchant prospects, tailored to your criteria.

Discover key segments like:

  • Merchants with exponential growth
  • Merchants using specific payment processors
  • Merchants with high average transaction size
  • Merchants in specific sub-industries
Sample Businesses
CUSTOMER GROWTH

Understand your wallet share across channels for any merchant

Visibility into your share of payments at the merchants in your network helps you:

  • Spot cross-sell opportunities early
  • Focus Customer Success time on the accounts that matter
  • Identify at-risk accounts and take swift action

Why Enigma?

Enigma provides a comprehensive profile for every U.S. small and medium business. Each profile includes key information about business health and identity. For businesses that accept card payments, Enigma provides accurate revenue and growth data, built directly from the largest panel of U.S. credit card transactions in the market.

Explore our full catalog of data attributes here.

Visibility into gross processing volumes

  • Card revenues, updated monthly
  • Built from a panel of 750 million+ cards
  • Covers 80%+ of businesses in consumer-facing industries

BUSINESS VERIFICATION AND SCREENING

  • Secretary of State registration verification, updated bi-weekly
  • Identify businesses with high risk activities
  • OFAC screening

DYNAMIC BUSINESS AND CONTACT DATA

  • All-in-one source of business firmographics and contact data, including email and phone numbers – updated regularly

FRICTIONLESS ACCESS

  • No business owner authentication required
  • Enables use cases where open-banking data falls short
  • Available via API, batch processing, file deliveries, or business profile search

Interested in learning more?

Get in touch for a customized demo and see our data in action.