DATA ATTRIBUTE PROFILE

Small Business Revenue

Card Revenues data provides visibility into the monthly revenue a business receives from credit and debit card transactions. Built from a panel of more than 750 million anonymized cards, the data covers around 16 million U.S. business locations.

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Overview

Card revenues are a powerful indicator of business size and whether a business is struggling or thriving. Enigma provides low-lag data on a business’s average monthly card revenue for the previous month, the previous three months, and the previous twelve months.

How to use this data

Card revenues data enables risk, underwriting, and marketing teams to better segment and serve small businesses. Risk and underwriting teams can use this data to predict delinquencies, set and adjust credit limits, and improve pre-approval models. Marketing teams can use this data to segment qualified leads and increase campaign ROI.

Sample API output


{
    "card_revenue": {
        "end_date": "2020-08-31",
        "1m": {
            "start_date": "2020-08-01",
            "average_monthly_amount": 1200.11
        },
        "3m": {
            "start_date": "2020-06-01",
            "average_monthly_amount": 1400.77
        },
        "12m": {
            "start_date": "2019-09-01",
            "average_monthly_amount": 3200.80
        }
    }
}