CREDIT RISK MONITORING

Manage risk with near real-time data about small businesses.

Traditional credit bureau data have lost its predictive horsepower, especially in the time of COVID-19. Take back control of your portfolio by monitoring small businesses with Enigma’s leading 
indicators for SMB risk and resiliency.

Move past lagging data to the fresh signals you need today.

GRANULAR INDUSTRY INSIGHTS

Know how COVID-19 affects a business’s operations through accurate industry classification and detailed activity data, such as a restaurant’s delivery capabilities.

CRITICAL DISTRESS SIGNALS

Monitor business risks and vulnerabilities with rapidly-refreshed data that tracks business closures, bankruptcies, and employee layoffs.

SIGNS OF RESILIENCY

Surface positive health indicators such as government contracts or increased shipment volumes to identify SMBs that are more likely to thrive.

The data you need now, to ensure a healthy portfolio in the future.

TRIAGE HIGH-RISK ACCOUNTS

Our rapidly-refreshing distress signals ensure you take action on high-risk accounts and minimize potential losses.

BUILD TARGETED PRODUCTS

With deeper portfolio visibility, you can identify emerging customer needs and develop products that help.

REDUCE MANUAL RESEARCH

Enigma’s enriched business profiles enable your team to reduce time spent on manual account research.

Thought Leadership

A former Amex and Kabbage risk leader on SMB Risk and COVID-19

Getting Started

Quickly integrate Enigma's SMB data into your monitoring processes using our API or worksheet add-ons.